Terms of use

Website terms of use

Please read the following information carefully as it contains important information.

The information contained on these website pages (the / this "Site") is communicated and issued by the Ethos Group in accordance with the following terms and conditions (the "Terms").By accessing any part of this Site, you will be deemed to have accepted these Terms in full. If you do not accept these Terms, please do not continue to access this Site. You are also responsible for ensuring that all persons who access this Site through your internet connection are aware of these Terms and other applicable policies, and that they comply with them. It is recommended that you print a copy of these Terms for future reference.

The content of this Site is provided for information purposes only and should not be construed as an invitation, solicitation, offer, inducement or recommendation to buy or sell investments, shares or securities of any description in any jurisdiction, as a recommendation of any investment return or transaction, nor should it be viewed as forming the basis of a contract or be relied upon in any way.

For the purposes of these Terms, the following entities constitute the "Ethos Group":

·        Ethos Invest Limited, a private limited company incorporated in England and Wales with registered company number 12777833 and registered address at 20 North Audley Street, London, England, W1K 6WE ("Ethos Ventures");

·        Ethos (No.1) Limited, a private limited company incorporated in England and Wales with registered company number 15081302 and registered address at 20 North Audley Street, London, England, W1K 6WE ("Ethos Bank"); and

·        Ethos Asset Management Limited, a private limited company incorporated in England and Wales with registered company number 13659829 and registered address at 20 North Audley Street, London, England, W1K 6WE ("Ethos Invest").

Changes to these terms

The Ethos Group may amend these Terms fromtime to time. Each time you wish to use this Site, please check these Terms toensure you understand the Terms that apply at that time.

Persons in other jurisdictions

This Site is directed at people residing in the United Kingdom. The Ethos Group does not represent that content available on or through this site is appropriate for use or available in other locations. If you access or use this Site from outside of the United Kingdom, you are responsible for compliance with any local laws relating to access or use, and for establishing the legality, usability and appropriateness of the contents of this Site, including any expression of an interest in any of the information or materials on the Site, under all applicable laws and regulations.

The Ethos Group reserves the right to prohibit or restrict access to or use of this Site by any person or in any jurisdiction.

Liability

To the fullest extent allowed by law, the Ethos Group shall not be liable, whether in contract, tort (including negligence) or otherwise and however arising for any losses, damages, costs or expenses of whatever nature (including without limitation any consequential, indirect or unforeseeable loss or loss of bargain, opportunity or profit, as well as fees and expenses of legal counsel) (together, “Losses”) incurred or suffered by you or any third party arising out of or in connection with the access to, use of or inability to use, or linking to other websites or resources from, this Site or reliance on any information contained on this Site.

Nothing in these Terms excludes or restricts any duty or liability that the Ethos Group may have under any applicable law or regulatory system which may not be excluded or restricted as a matter of applicable law, including fraud, or death or personal injury resulting from any negligence of the Ethos Group.

Personal information and cookies

The Ethos Group will only use your personal information in accordance with the Privacy Notice.

Please refer to the Cookie Policy for information regarding the use of cookies on this Site.

By using this Site, you also accept the terms of these policies.

Links from this website

This Site may contain links to other websites and resources. Any such links are provided for information purposes only. The Ethos Group has no control over and accepts no responsibility for the accuracy, content or safety of these websites or resources or any Losses that may arise from your accessing or using them. You access such websites and resources at your own risk.

Links to this site

You may link to this Site, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.

You must not establish a link to this Site:

·        in such a way as to suggest any form of association, approval or endorsement on our part where none exists; or

·        in any website that is not owned by you.

This Site must not be framed on any other website, nor may you create a link to any part of this Site other than the homepage.

The Ethos Group reserves the right to withdraw linking permission without notice. The website from which you are linking to this Site must not include any content which (a) is illegal or unlawful; or (b)infringes any third party’s legal rights (including, but not limited to, intellectual property rights).

If you wish to link to or make any use of content on this Site other than that set out above, please contact the Ethos Group using the contact details set out at the end of these Terms.

Acceptable use

You must not use this Site in any way that causes, or may cause damage to:

• the Ethos Group or any of its business partners;
• this Site; or
• this Site's availability or accessibility.

In addition, you must not use this Site:

• in any way which is unlawful, illegal, fraudulent or harmful;
• in connection with any unlawful, illegal, fraudulent or harmful purpose or activity;
• to transmit or send unsolicited commercial communications; or
• for any purposes related to marketing.

You shall not violate the security of this Site or attempt to do so. Any actual or attempted tampering with any part of this Site, provision of untruthful or inaccurate information, misrepresentation of your identity, or conduct of fraudulent activities on or through this Site is prohibited. Without limiting the generality of the foregoing, you may not do anything that could interfere with the functioning of this Site, restrict or inhibit others from accessing or using it, or result in the transmission of a denial-of-service attack, virus, worm, time bomb, Trojan horse or other harmful material.

You shall not conduct, facilitate, authorise or permit any text or data mining or web scraping in relation to this Site or any services provided via, or in relation to, this Site. This includes using (or permitting, authorising or attempting the use of): (a) any "robot", "bot", "spider", "scraper" or other automated device, program, tool, algorithm, code, process or methodology to access, obtain, copy, monitor or republish any portion of this Site or any data, content, information or services accessed via the same; or (b) any automated analytical technique aimed at analysing text and data in digital form to generate information which includes but is not limited to patterns, trends and correlations. This should be treated as an express reservation of the Ethos Group's rights in this regard, including for the purposes of Article 4(3) of Digital Copyright Directive ((EU) 2019/790). This shall not apply insofar as (but only to the extent that) the Ethos Group is unable to exclude or limit text or data mining or web scraping activity by contract under the laws which are applicable to us.

Viruses

The Ethos Group will not be liable for any Losses caused by a distributed denial-of-service attack, virus, worm, time bomb, Trojan horse or other harmful material that may infect your computer equipment, computer programmes, data or other proprietary material due to your use of the Site or to your downloading of any material from it.

Intellectual Property Rights

This Site and its contents are subject to copyright, trademarks and other intellectual property rights which are owned or licensed by the Ethos Group and are protected by law. In using this Site, you are not granted any rights or licence in respect of this Site or its contents. Unless(and only to the extent) expressly stated otherwise anywhere on this Site, you may not use, copy, alter, re-transmit or permanently store any content from this Site without the prior written consent of the Ethos Group.

User Generated Content

In these Terms, “user content” means material (including without limitation text, plans, graphics, drawings, images, audio material, video material and audio-visual material) that you submit to this Site, for whatever purpose. This information and these materials have not been verified or approved by us. The views expressed by users on this Site do not represent the views or values of the Ethos Group.

Any page or resource of this Site where you are capable of uploading your user content are provided for the exchange of lawful, relevant, fair and appropriate information, opinions, materials and comments. You acknowledge that all user content (including registration data) whether publicly posted or privately transmitted are the sole responsibility of the person from which such content originated. The Ethos Group accepts no responsibility for and does not guarantee the accuracy, integrity or quality of any user content posted on this Site by you or any third party.

You warrant that your user content (a) is not illegal or unlawful; (b) does not infringe any third party’s legal rights (including, but not limited to, intellectual property rights); (c) is not capable of giving rise to legal action whether against you or the Ethos Group or a third party (in each case under any applicable law); and (d) is not and has never been the subject of any threatened or actual legal proceedings or other similar complaint.  You will be liable for any breach of the foregoing warranty. This means you will be responsible for any loss or damage suffered by the Ethos Group as a result of your breach of this warranty.

Any user content you upload to this Site will be considered non-confidential. You retain all of your ownership rights in your user content, but you grant to the Ethos Group a worldwide, irrevocable, non-exclusive, royalty-free licence to use, reproduce, adapt, publish, translate and distribute your user content in any existing or future media. You also grant to the Ethos Group the right to sub-licence these rights, and the right to bring an action for infringement of these rights.

The Ethos Group may remove any posting you make on this Site if, in the opinion of the Ethos Group, your post does not comply with these Terms. Note that the Ethos Group will exercise its sole discretion when deciding whether to remove content from this Site as a result of any complaints.

In the event that you or any other Site user becomes aware of any user content that does not comply with the standards set out in these Terms, please contact the Ethos Group using the contact details set out at the end of these Terms.

You are solely responsible for securing and backing up your user content.

Notwithstanding the rights of the Ethos Group under these Terms in relation to user content, the Ethos Group does not undertake to monitor the user content published on this Site.

Anti-bribery and Anti-money Laundering

In using this Site, you agree to comply with all applicable laws, statutes, regulations, codes and guidance in relation to anti-bribery and corruption, anti-money laundering and anti-fraud, and any similar or equivalent legislation in any other relevant jurisdiction, including but not limited to the U.K. Bribery Act 2010 and the U.S. Foreign Corrupt Practices Act.

Content and Access

The Ethos Group may withdraw or change Site content at any time without notice and, if the need arises, may suspend access to the Site, close it indefinitely or restrict access to users who have registered.

Governing Law

This Site and all matters arising from or connected with it shall be governed by and construed in accordance with English law and shall be subject to the exclusive jurisdiction of the English courts.

Contact

All comments, queries and requests relating to our use of your information are welcomed and should be sent via email to the following address: legal@ethosventures.uk.