MEET THE TEAM

300+

Years of combined experience in Financial Services

7+

Languages

20+

Covered in countries

We are a dynamic and internationally acclaimed team of 20+ experts with 300+ years of experience in 20+ countries and 7+ languages, set to revolutionise ethical finance.

Ethos Ventures


Jeremy Takle

As our Non-Executive Chair, Jeremy’s primary objective is to ensure the Ethos board is effective in setting and implementing its direction and strategy. He has been building banks globally for over 25 years, successfully leading and advising companies digitally transforming financial services, and is Founder and CEO of Pennyworth, a UK fintech.

In 2016 he formed, and was MD of, Barclays Digital Consumer Bank, a U.S challenger bank. He has also been a member of Barclays UK Management Committee, led Barclays Consumer Lending to become the UK’s largest digital lender, and was CFO and later Chief Product and Marketing Officer for Barclays Europe.

Hasan Raza

Hasan has almost 15 years of experience in investment banking, global markets and private equity. He is Co-founder and Group CEO of Ethos Ventures, and Managing Partner in Ethos Invest. Hasan has led Ethos from inception through the Bank of England regulatory process up to final submission.

He has previously worked at HSBC and BNP Paribas in global markets. His experience also spans startups, private equity and real estate: Hasan has led, helped acquire or financed real estate deals in the UK, including a landmark deal in 2016 - a £94m acquisition in a prime central London with over £1bn Gross Development Value.

Akram Nahhas





Akram has over 16 years of experience building companies and has fundraised and invested in private and public companies across multiple sectors: real estate, telecommunications, technology and financial services. Akram has co-founded Ethos Ventures.

Geoff Holmes

Geoff is a senior strategy professional with 18+ years’ experience developing strategies for multinational financial services providers, challenger banks and fintech corporations. As our Chief Strategy Officer, he is responsible for setting group-wide strategy, driving international growth, and leading key projects.

Geoff held senior positions at Barclays, First Abu Dhabi Bank and Oliver Wyman. At First Abu Dhabi Bank and Barclays he led business strategy, customer, and analytics functions. At Oliver Wyman he advised major banks, private equity businesses & governments across EMEA on key strategic issues.

Ben Harvey

Chief Product Officer

Ben has over 20 years’ experience building and transforming businesses in the UK, Europe and US. Ben is a senior product and commercial leader in consumer lending and banking. At Ethos, Ben is responsible for design and development of our products, and overall proposition.

Ben was previously in Consumer Lending and Banking with a track record of successfully building and transforming businesses:  he was a member of the executive team that successfully grew EnterCard from a start-up to a highly profitable (£100m+ PBT) scaled business. He was the Commercial Officer of Barclays UK Loans business transforming it into the UK’s largest digital personal loan provider. Latterly, he was the Head of Product for Loans and Cards in Barclays U.S where he built the digital personal loans business from MVP startup to a scaled prime-market lender (~$1B) in two years.

Mark Anderson

Group Chief Legal Officer

Mark is an experienced corporate lawyer with 19+ years’ experience.  He has advised UK and overseas public and private companies, institutional investors and financial intermediaries on M&A, equity fundraisings, governance, restructurings, and general corporate matters.  As our Group Chief Legal Officer, he is responsible for developing our legal strategy and managing all aspects of the group’s legal affairs.

Mark has worked at the New Zealand Stock Exchange and Rio Tinto and at law firms Minter Ellison Rudd Watts and Travers Smith.  He has worked with Canaccord and ANZ Bank, as well as a host of financial sponsors, including a secondment to Nomura International.

Anthony Foster

Group Board Director

An experienced corporate lawyer, Tony spent almost 25 years at Travers Smith, 13 as partner. He advised companies on M&A, equity fundraisings, governance, restructurings, and general corporate matters, with many of his clients being in the financial services sector.

He has worked with the Bank of England, Canaccord and Metro Bank, as well as a host of financial sponsors. Since leaving private practice, Tony has acted as a legal consultant to various financial services clients.

Ethos Money

Our Global Leadership Team

Robin Churchouse

Robin has over 30 years’ experience as a regulator, strategic and corporate finance advisor, senior executive and non-executive director. He is responsible for leading the Board of Ethos Banking, and his experience as an accountant and strong professional and financial services background are key attributes for our long-term sustainability.

Robin was a regulator at the Building Societies Commission before joining KPMG as a strategy consultant. Following more than a decade at Yorkshire Building Society in a variety of senior roles, he has served as a non-executive director at a range of companies.

Shahzad Enver

A senior banking executive, skilled in building and scaling profitable and sustainable businesses, Shahzad brings to Ethos over 20 years' experience managing commercial, credit, finance and analytical teams. He is leading the banking authorisation process as well as the building of the Ethos Banking app.

Previously Head of Banking for the Barclays US Consumer Business, leading their direct-to-consumer banking products, he has also held senior positions at Barclays, Citi and NewDay, working on a broad range of banking products across multiple regions, including North America, Europe, and the subcontinent.

Rofiya Hussain

Rofiya has a decade of experience in financial services, dedicated to reshaping the industry through technology and customer led product development. She started her career as a software engineer at Goldman Sachs and has gone on to play pivotal product roles in the challenger banking and Islamic finance space.

Rofiya has built and launched three digital banks; Virgin Money Digital Bank, Bó and Nomo. She has extensive experience in identifying and leveraging cutting-edge technology for secure and seamless banking solutions for customers. She will be responsible for defining and delivering customer led products & propositions at Ethos Banking.

David Jenkins

David brings over 25 years’ experience in the financial services industry to Ethos. He has a strong track record of building and leading high performing multi-disciplinary teams across several blue-chip brands including Credit Suisse, Prudential, ABN AMRO and Lloyds Banking Group.

In the challenger banking space as Recognise Bank CFO, David was integral to the development of the bank, finance teams and processes, and attracting a cornerstone investor. Previously, David was Director of Finance at Aldermore, managing the 2015 IPO and leading corporate development and M&A for the SME division.

David Perry

David is a technology leader with over 30 years’ experience in traditional, fintech and challenger banks. He is responsible for the build and integrations forming our technology platform, together with its operational support.

Prior to Ethos, David held senior positions at Barclays, RBS, Prudential, Starling, Centtrip, Ziglu and Daniel. He has 3 (US) patent applications for multi cloud and blockchain technology to revolutionise cross border payments. He is an expert in agile systems development at scale, digital payments, cyber security with experience in banking plus UK government and cloud based digital banking.

Mark Hipperson

Mark is a Non Executive Director of Ethos Banking. Previously, he founded a UK retail bank and two FCA regulated financial technology businesses. His specialities are finance, FinTech, regulation, technology, startups, and M&A.

Mark is the founder and Executive Chairman of Ziglu, a modern neo-bank offering personal financial management. Prior to this, he founded Starling Bank where he was responsible for helping to secure the UK banking licence with regulators and obtaining the funding the Bank achieved in December 2015. He was also responsible for the design, build and implementation of the cloud banking platform, apps and infrastructure. He started his career at Barclays where he was Head of Technology.

Ethos Invest

Our Global Leadership Team

Michael Whealon

Michael brings over 25 years of senior level investment banking and private equity experience to Ethos. Prior to joining us, Michael was Founder and Managing Partner of Fox Point Partners LLP, a merchant bank focused primarily on private capital markets.

He has also held senior Managing Director positions at major financial institutions, including Marsh & McClennan and ING Barings, focusing on TMT investment banking. Michael also held senior roles at Bear Stearns in both New York and London, including Head of Canadian Investment Banking and Head of European Telecoms, Technology and Media.

Kevin Cunningham

Kevin has over 25 years of investment banking experience, advising public and private companies on mergers, acquisitions, strategy, restructurings, and fundraisings, and has broad experience investing across the financial services sector. As a partner at Ethos, he is jointly responsible for our merchant banking division.

Prior to joining us, he was Partner at private equity firm Financial Services Capital, Managing Director at Stephens Europe, and Founding Partner of Fenchurch Advisory Partners. He started his advisory career in the European Financial Institutions Group at Deutsche Bank.

Frederik Wijsenbeek

Frederik is a private equity partner with 25 years of experience. He has a track record of growing and developing alternative asset management platforms having led teams investing >$5Bn across Europe and North America. As Chief Investment Officer of Ethos Invest, he will build the world’s first >$1Bn ethical, Shariah-compliant private equity fund manager.

Frederik was a Managing Director at Morgan Stanley for nearly a decade; he helped establish and lead Morgan Stanley Tactical Value, a $2Bn opportunistic private equity fund based in New York. Previously, Frederik was a Director and the Head of Direct Private Equity in Europe for the Ontario Teachers’ Pension Plan and a partner at Bregal Capital.

Hasan Raza

Hasan has almost 15 years of experience in investment banking, global markets and private equity. He is Co-founder and Group CEO of Ethos Ventures, and Managing Partner in Ethos Invest. Hasan has led Ethos from inception through the Bank of England regulatory process up to final submission.

He has previously worked at HSBC and BNP Paribas in global markets. His experience also spans startups, private equity and real estate: Hasan has led, helped acquire or financed real estate deals in the UK, including a landmark deal in 2016 - a £94m acquisition in a prime central London with over £1bn Gross Development Value.